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Up to 2% off existing rate. A floor rate will apply based on creditworthiness and a full 2% may not be available. Interest continues to accrue through the deferred payment period when no payments for 90 days. Offer available on new loans only. Not all borrowers will qualify for the same rate. Rates are based on the borrower’s creditworthiness, which includes factors such as debt ratio and credit history. Other restrictions may apply. See credit union for details. Limited time offer. Federally insured by NCUA. Equal Housing Opportunity.