Path to Financial Literacy

Teaching financial literacy at a young age helps youth develop healthy, lifelong financial habits.

Savings Account
It’s never too early to open a savings account.
Savings Account • No monthly service fee • Competitive interest rates
Checking Account
You decide what type of account and services they are ready for.
 Checking Account
  • NO monthly service fee while earning dividends on balances above $500.
  • FREE electronic services:
    • Electronic Statements
    • Online Banking
    • Mobile Banking
    • Remote Deposit
    • Online Bill Pay
Visa Debit Card
Great complement to a checking account.
Visa Debit Card
  • Mobile Wallet compatible.
  • Get cash at retail registers or an ATM.
  • Practice paying with electronic funds with parental guidance.
First Car Loan
Loan will work on building the youths’ credit score.
Parents co-sign and we will set the loan rate based on parents’ credit scores. Apply online.
Credit-Builder Loan
Build credit for your youth even if they don’t need the money.
Credit Builder Loan
  • Low interest rate with funds set aside in a savings account.
  • Youth makes payments toward the loan, and when the monthly principal payments equal the amount saved, the money is yours.
Heading to College
Take your Midland accounts with you to college.
  • Digital Banking is like having a mini teller in their pocket.  
  • 5,000+ nationwide CO-OP Shared Branching locations allows them to keep the same account when they go to college.