Fee Schedule

Fee Schedule: Effective 11/20/2019
Product Amount
Account Closing within 6 months or for Misuse $25.00 each
Account Conversion Fee $31.00 each*
Account Research/Reconciliation $20.00/hour*
ACH Authorization Revoked Fee $31.00 each*
ATM Deposit Fee (5 FREE per month) $5.00 each*
ATM Empty Envelope Fee $31.00 per envelope
ATM Inquiry $1.00 each*
ATM Out of State Transaction Fee $1.00 per transaction*
ATM Withdrawals (10 FREE per month) $1.50 each*
Business Account Monthly Service Fee $10.00 a month*
Card (plastic) replacement fee $10.00 each*
Debit Card Overdraft Fee $31.00 each overdraft occurrence
Deposit Return Fee: Member Check $31.00/each
Deposit Return Fee: Not member Check $10.00/each*
Garnishment Administrative Fee $25.00/each occurrence*
Levy Admin Fee $25.00 each occurrence*
Money Market Service Fee (Bal < $10K) $15.00 a month
Money Market Withdrawal Fee (6 free month) $10.00 each
Money Order $2.00 each
Non-Member coin counting $2.00 each occurrence*
Non-Member Notary $5.00 each occurrence
NSF Check (deposit-personal/payment) $31.00 each item
NSF Transaction/Item/Overdraft $31.00 each item causing an overdraft
Overdraft Transfer Fee (Share or LOC Draw)
Increments of $100.00
$5.00 per tansfer*
Payment Convenience Fee $5.00 each
Payment NSF Fee $31.00 each
Privilege Pay Overdraft Fee $31.00 each
Returned/Undeliverable Mail Fee $7.50/monthly handling fee*
Share Draft/Checks Prices vary depending on style
Stop Payment Fee $31.00 each*
Stop Payment MCU Check before 90 day VOID $31.00 each* or 90 day wait
Temporary/Instant Issue Debit Card $10.00 each*
Temporary Pack of Checks (10 in a pack) $5.00 pack of 10 minimum*
Wire Transfer Fee – Incoming $5.00 per transfer*
Wire Transfer Fee – Domestic $20.00 per transfer*
Wire Transfer Fee – International (US or foreign currency) $45.00 per transfer*

*Fees subject to IA state and local taxes if associated with checking account.

For questions concerning Midland Credit Union fee structure, please contact us at 515-278-1994.


Safe Deposit Box Fees: Effective 9/1/2015

Size 3x5x22 $20.00

Size 5x5x22 $25.00

Size 3x10x22 $40.00

Size 5x10x22 $50.00

Size 10x10x22 $60.00