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Importance of E-Services

Did you know that Midland Credit Union has FREE online services that you can access from anywhere? Now, more than ever, our online services are so important. Here are some of the things you can do right from your home using our mobile app or our home banking website: Deposit a check Transfer money (to […]

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Is your credit card protected? Learn more about MyCard Alerts

Did you know that your Midland Credit Union Mastercard has fraud alerts you can sign up for? The steps to enroll are easy. Go to www.midlandcu.org and go to the e-Services tab (before you log in) and click on MyCardAlerts. A pop up will let you know that you are leaving the Midland CU page, […]

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Steps to Help You Through the Mortgage Process

With today’s low rates, are you thinking about buying your first home or refinancing your current one? Follow these steps to help you through the mortgage process: Complete an online application using this link: https://audreyspencer.zipforhome.com/ Be responsive and stay in touch with your lender – Extra documents are normally required—be sure to promptly get any […]

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Phishing: What is it and how can you keep yourself protected?

Phishing: What is it and how can you keep yourself protected? Phishing is fraud that is done through phone calls, text messages, email, websites and even social media. The cybercriminal poses as someone from a legitimate business trying to get individuals to give personal identifying information, passwords, credit card information or bank account information. Warning […]

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Mobile Deposit – What is it and how does it work?

In today’s world, most people have their payroll directly deposited into their checking accounts or use cash apps like Venmo or PayPal. On the off chance that you end up with a paper check, did you know you can deposit it into your account with just a few pictures with your smartphone? Welcome to the […]

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3 Tips for Fraud Stress Prevention – Online Shopping

It can be stressful when you look at your account and are surprised by the amount available. You then look at your transactions and see that there was a charge from a state 500 miles away from where you’re at. You panic and call your financial institution right away and they tell you that they […]

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Only 8% of the world’s currency is in physical money.

We live in a digital world, so it’s no surprise that only 8% of all the “money” around the world is physical cash. But no need to rush the bank. The digital dollars in your checking and savings account are as real as the cash in your pocket.

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3 Tips: Increase your Credit Score Using a Credit Card

3 Tips – Increase your Credit Score using a Credit Card Your credit score is important, especially if you’re wanting to purchase a large ticket item such as a vehicle or a home in the future. It’s simple, have a higher credit score, pay less money when you need to borrow money. Your credit score […]

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94% of bills are contaminated with bacteria

Approximately 94% of paper money that moves from hand to hand is riddled with bacteria. One NYU study found 3,000 types of organisms on just 80 $1 bills — including bacteria linked to pneumonia, food poisoning and staph infections. If money is too filthy to touch, how are you supposed to pay the bills? Consider using a credit card instead. If […]

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Consumer Scams

Many Iowans find their savings coveted by scammers beyond the health, insurance and investment realms. The Iowa Attorney General’s office protects Iowans from consumer fraud and enforces laws that keep fraudulent sales practices from harming consumers. Craigslist and eBay Scams Scam artists troll legitimate listings for properties and products and use them to post new, […]

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