| Effective March 1, 2009 |
| Account Closing within 6 months |
$ 25.00 |
| Account Research |
$ 20.00/hour |
| ACH Authorizations Revoked Fee |
$ 25.00/item |
| ATM Inquiry |
$ 1.00 each |
| ATM Out of State Transaction Fee |
$ 1.00 each |
| ATM Withdrawals > 10 per month (First 10 = Free) |
$ 1.00 each |
| Cancelled Checks Returned |
$ 15.00 |
| Card Replacement Fee (MC/ATM/Debit) |
$ 5.00 |
| Cashier's Check Third Party |
$ 3.00 |
| Check Cashing Fee |
1% (no matching funds) |
| Copier Use |
$ 0.25 per page |
| Check Printing |
Varies with design |
| Courtesy Pay or Overdraft Fee |
$ 25.00 |
| Deposit Return Item Fee (non-member) |
$ 10.00 |
| Draft/Check Copy Fee |
$ 3.00 |
| Empty Envelope Deposit |
$ 25.00 |
| Fax Local |
$ 3.00 |
| Fax Non-Local |
$ 5.00 |
| Garnishment |
$ 25.00 |
| Holiday Share Early Withdrawal |
$15.00 |
| IRA (New) Documentation Fee |
$ 25.00 |
| Levy |
$ 25.00 |
| MasterCard Cash Advance Fee |
$ 5.00 |
| MasterCard Late Fee |
$ 15.00 |
| MasterCard NSF |
$ 25.00 |
| MasterCard Card Replacement |
$ 5.00 |
| MasterCard Returned Draft Fee |
$ 25.00 |
| Member Cashing Non-member Check |
$ 5.00 per $500 Check |
| Money Market Withdrawals > 6 |
$5.00 each |
| Money Orders |
$ 2.00 |
| Non-Member Coin Counting |
$ 5.00 |
| NSF Check (deposit/payment) |
$ 25.00 |
| Overdraft Fee/NSF |
$ 25.00 |
| Overdraft Transfer Fee |
$ 3.00/day |
| Point of Sale Transaction (swipe & sign or swipe & PIN) |
FREE |
| Returned Mail Fee after 3 months |
$ 5.00 |
| Stop Payment Fee |
$ 25.00 |
| Stop Payment on Cashier's Check |
$ 25.00 |
| Telephone Transfer Fee > 3 |
$ 1.00 |
| Temporary Checks (pack of 10) |
$ 5.00 |
| Wire Transfer (Incoming) |
$ 3.00 |
| Wire Transfer (Domestic) |
$ 20.00 |
| Wire Transfer (International) |
$ 35.00 |
| Safe Deposit Box Fees (Annual Rental) |
| 3"X 5"W X 22"L |
$ 18.00 |
| 5"X 5"W X 22"L |
$ 22.00 |
| 3"X 10"W X 22"L |
$ 35.00 |
| 5"X 10"W X 22"L |
$ 45.00 |
| 10"X 10"W X 22"L |
$ 55.00 |
| Change of lock fee |
$ actual cost |
| Drilling of box fee |
$ actual cost |
