| Effective December 1, 2010 |
| Account Closing w/in 6 months or for misuse |
$ 25.00 |
| Account Conversion Fee |
$10.00 |
| Account Research/Reconciliation |
$ 20.00/hour |
| Account Verification of Deposit |
$10.00 |
| ACH Authorizations Revoked Fee |
$ 25.00/item |
| ATM Deposit Fee (5 FREE /month) |
$3.00 |
| ATM Inquiry |
$ 1.00 each |
| ATM Out of State Transaction Fee |
$ 1.00 each |
| ATM Withdrawals (10 FREE/month) |
$ 1.00 each |
| Business Account Service Fee |
$5.00/month |
| Card Replacement Fee (MC/ATM/Debit) |
$ 5.00 |
| Cashier Check/CU Check to 3rd Party |
$3.00 |
| Change Order Fee |
$1.00 Strap |
| |
$.50 Roll |
| Check Cashing Fee (no matching funds) |
1% /Max $5.00 |
| Copier Use |
$ 0.25 per page |
| Deposit Return Item Fee (non-member ck) |
$ 10.00/item |
| Draft/Check Copy Fee |
$ 3.00 |
| Empty Envelope Deposit |
$ 25.00/per envelope |
| Fax Local |
$ 3.00 |
| Fax Non-Local |
$ 5.00 |
| Garnishment |
$ 25.00 each |
| Holiday Share Early Withdrawal |
$15.00 |
Inactive Account Fee (balance < $500)
age 18 and over |
$2.00/mo |
| IRA (New) Documentation Fee |
$ 25.00 |
| Levy |
$ 25.00 each |
|
Low Balance Fee (avg balance < $500)
age 18 and over
|
$5.00 |
| MasterMoney Overdraft Fee |
$ 25.00 |
| Member Cashing Non-member Check |
$ 5.00 per $500 Check |
| Money Market Service Fee |
$15.00 |
| Money Market Withdrawals > 6 |
$10.00 each |
| Money Orders |
$ 2.00 |
| Non-Member Coin Counting |
$ 2.00 |
Non-Member Check Cashing
(Maximum $500 ck) |
$5.00 |
| NSF Check (deposit/payment) |
$ 25.00 |
| Overdraft Fee/NSF |
$ 25.00 |
| Overdraft Transfer Fee (increments of $100) |
$ 3.00 per transfer |
| Point of Sale Transaction (swipe & sign or swipe & PIN) |
FREE |
| Privilege Pay Overdraft Fee |
$25.00 |
| Returned Mail Fee |
$ 7.50 |
| Safekeeping Fee (checks or cards) |
$3.00 |
| Share Draft Printing (price depends on style) |
Varies |
| Shared Branching Fee (5 FREE/mo) |
$3.00 |
| Stop Payment Fee |
$ 25.00 |
| Stop Payment on CU Check (90 days) |
$ 25.00 |
Telephone Transfer/Inquiry Fee
(5 FREE/month) |
$ 1.00 |
| Temporary Replacement Draft (pack of 10) |
$ 5.00 |
| Wire Transfer (Incoming) |
$ 5.00 |
| Wire Transfer (Domestic) |
$ 20.00 |
| Wire Transfer (International) |
$ 45.00 |
| Safe Deposit Box Fees (Annual Rental) |
| 3"X 5"W X 22"L |
$ 18.00 |
| 5"X 5"W X 22"L |
$ 22.00 |
| 3"X 10"W X 22"L |
$ 35.00 |
| 5"X 10"W X 22"L |
$ 45.00 |
| 10"X 10"W X 22"L |
$ 55.00 |
| Change of lock fee |
$ actual cost |
| Drilling of box fee |
$ actual cost |