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Fee Schedule





Effective December 1, 2010
Account Closing w/in 6 months or for misuse $ 25.00
Account Conversion Fee $10.00
Account Research/Reconciliation $ 20.00/hour
Account Verification of Deposit $10.00
ACH Authorizations Revoked Fee $ 25.00/item
ATM Deposit Fee (5 FREE /month) $3.00
ATM Inquiry $ 1.00 each
ATM Out of State Transaction Fee $ 1.00 each
ATM Withdrawals (10 FREE/month) $ 1.00 each
Business Account Service Fee $5.00/month
Card Replacement Fee (MC/ATM/Debit) $ 5.00
Cashier Check/CU Check to 3rd Party $3.00
Change Order Fee $1.00 Strap
  $.50 Roll
Check Cashing Fee (no matching funds) 1% /Max $5.00
Copier Use $ 0.25 per page
Deposit Return Item Fee (non-member ck) $ 10.00/item
Draft/Check Copy Fee $  3.00
Empty Envelope Deposit $ 25.00/per envelope
Fax Local $ 3.00
Fax Non-Local $ 5.00
Garnishment $ 25.00 each
Holiday Share Early Withdrawal $15.00
Inactive Account Fee (balance < $500)
age 18 and over
$2.00/mo
IRA (New) Documentation Fee $ 25.00
Levy $ 25.00 each

Low Balance Fee (avg balance < $500)
age 18 and over

$5.00
MasterMoney Overdraft Fee $ 25.00
Member Cashing Non-member Check $ 5.00 per $500 Check
Money Market Service Fee $15.00
Money Market Withdrawals > 6 $10.00 each
Money Orders $ 2.00
Non-Member Coin Counting $ 2.00
Non-Member Check Cashing 
(Maximum $500 ck)
$5.00
NSF Check (deposit/payment) $ 25.00
Overdraft Fee/NSF $ 25.00
Overdraft Transfer Fee (increments of $100) $ 3.00 per transfer
Point of Sale Transaction (swipe & sign or swipe & PIN) FREE
Privilege Pay Overdraft Fee $25.00
Returned Mail Fee $ 7.50
Safekeeping Fee (checks or cards) $3.00
Share Draft Printing (price depends on style) Varies
Shared Branching Fee (5 FREE/mo) $3.00
Stop Payment Fee $ 25.00
Stop Payment on CU Check (90 days) $ 25.00
Telephone Transfer/Inquiry Fee 
(5 FREE/month)
$ 1.00 
Temporary Replacement Draft (pack of 10) $ 5.00
Wire Transfer (Incoming) $ 5.00
Wire Transfer (Domestic) $ 20.00
Wire Transfer (International) $ 45.00
Safe Deposit Box Fees (Annual Rental)
3"X 5"W X 22"L $ 18.00
5"X 5"W X 22"L $ 22.00
3"X 10"W X 22"L $ 35.00
5"X 10"W X 22"L $ 45.00
10"X 10"W X 22"L $ 55.00
Change of lock fee $ actual cost
Drilling of box fee $ actual cost

Fees subject to IA state and local taxes if associated with checking account. For questions concerning Midland CU fee structure please contact us at 515.278.1994.

 

FEE SCHEDULE FAQ

 

 

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