We Have Loans to Fit your Needs!
Midland Credit Union has a flexible loan program designed to fit your personal needs. We have a customized lending program which uses your established credit record to determine your rate. The better your credit record, the better your loan rate. We also offer loan-rate discounts based on the credit union services you currently use.
- New and Used Vehicles Loans
- Recreational Vehicle Loans
- First and Second Mortgages (Iowa only)
- Home Equity Loans (Iowa only)
- Personal Loans
- Share or Certificate-Secured loans
The credit union also offers credit life and credit disability insurance. These features will help protect you from most unforeseen circumstances. Click here to apply for a loan online, or call and visit with either of our loan officers, Lincoln or Mardi. Our loan hotline is 515-645-9334.
 Lincoln Russian Mardi Lawson 
Student Loans
Subsided Federal Stafford Loans, Unsubsidized Federal Stafford Loans and PLUS loans are available to students or parents of students attending any eligible Federal Family Education Loan Program school in the country. These are low interest loans which assist students and parents with paying for the cost of college. Our Stafford Loan offers a zero percent origination fee and an interest rate reduction for on-time payments. We have a FREE brochure that provides information on applying for and obtaining these loans, stop in or call us today!
Our lender code is 830497. Your school may ask you to select a lender for your Stafford or PLUS Loan, if so you can select us as your lender by indicating our lender code on the Master Promissory Note or form provided by your school.
Before applying for a student loan you will need to complete and submit the Free Application for Federal Student Aid (FAFSA). You can do so online at www.fafsa.ed.gov
For information on preparing for college, we recommend the College Planning Center (CPC) at www.collegeplanning.org. CPC provides free services and assistance to students and their families.
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