Share Draft

Midland Credit Union offers different types of accounts to custom fit your needs. Remember that ALL of your accounts are safe and secure, backed by NCUA federal insurance up to $250,000 per account. Access all your accounts 24 hours a day, 7 days a week. Use our telephone Voice Response program (Automated Annie) or Home Banking (Internet). Whether you are home or elsewhere, access is at your fingertips!

To earn the stated annual percentage yield share draft/checking accounts need an average daily balance of $500.00 or more.

Overdraft Coverage.

New government requlations concerning Overdraft Protection on your every day debit card and ATM transactions will affect you starting August 15. To continue with your overdraft coverage, you will be provided the option to have those ATM and debit card transactions covered.

Why Opt In?
If you decide not to opt in for this service, your debit card and ATM transactions may not be covered, and will be declined if there aren't available funds in your account.

Please call with additional questions, and to sign an Opt In form or CLICK HERE to download the form and mail or fax to our main office.